Ways to save on car insurance

With fuel becoming more expensive, we must be alert to every opportunity to save money – car insurance included. So here are some alternatives to save on car insurance.

- Consult an insurance company before buying the car. The insurance companies have statistics on various factors for different types of vehicles (maintenance costs, probability of being stolen, depreciation, etc.) The type of car you choose to buy has a high importance on the price that insurers will offer you.

- Take advantage of promotions. In all areas there are promotions to attract new customers, sell more and take advantage of the discount´s legal period. So you must be also alert to these kind of opportunities that can guarantee you: 10%, 20% or more discount to switch car insurance. If you have credit cards, if you have other insurances or if you belong to a trade union or if you are a partner of any entity (such as association of consumer protection), you should call them and ask if they have partnerships in the insurance area.

- Search insurance in advance. As with all choices, if you have to buy insurance in a hurry, you will not be able to choose and negotiate calmly. So, before buying the car or before renewing your car insurance policy, you should start researching the market alternatives.- Search, search, search. If you fulfill all the above points, you´ll surely fulfill this one too. If you don´t search for several alternative is almost certainly that you´re not going to get the best price you could.

- Buy car insurance! Despite being expensive and you probably won´t need to use it (which is good), do not ever think in the possibility of not buying a car insurance. If you have an accident, you will certainly spend much more money.

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